All Property Calculators 2026
Professional-grade, free property calculators for buyers, investors, landlords and renters. UK, US, Canada and Australia covered. No sign-up required.
🏠 Buying a Home
Mortgage Calculator
Monthly payments, total interest, stamp duty and total purchase cost. Repayment and interest-only. First-time buyer, home mover and BTL.
Calculate →Stamp Duty Calculator
SDLT, LBTT & LTT for England, Scotland & Wales. First-time buyer relief, BTL surcharge. Updated April 2025.
Calculate →Affordability Calculator
How much can you borrow? UK income multiples, US DTI, Canadian stress test, Australian LVR — all built in.
Calculate →LTV Calculator
Loan-to-value ratio, rate tier you qualify for and how much extra deposit unlocks the next rate band. Instantly updated.
Calculate →Mortgage Repayment Calculator
Full amortisation schedule, overpayment savings and year-by-year balance. UK, US, Canada, Australia.
Calculate →Rent vs Buy Calculator
Compare the true long-term cost of renting vs buying. Includes break-even point, 25-year wealth projection and deposit opportunity cost.
Calculate →PITI Mortgage Calculator (US)
Your true monthly payment with taxes, insurance, PMI and HOA. Principal, interest, escrow and mortgage insurance for Conventional, FHA, VA & USDA.
Calculate →Closing Cost Calculator (US)
Estimate US buyer closing costs and total cash to close — loan & title fees, prepaids and state transfer tax. Conventional, FHA, VA & USDA.
Calculate →Property Tax Calculator (US)
Estimate annual and monthly US property tax by state using median effective rates. State pages for California, Texas, Florida, New York and more.
Calculate →🏘️ Property Investment
Buy-to-Let Calculator
Full ROI analysis: gross yield, net yield, cash flow, Section 24 impact and 10-year projection. The most complete free BTL tool in the UK.
Calculate →Rental Yield Calculator
Instant gross and net yield calculation. Compare against UK city benchmarks — Liverpool, Manchester, Leeds, London and more.
Calculate →Cap Rate Calculator
Capitalisation rate, NOI and implied property value for residential, HMO and commercial property. 4-country market benchmarks.
Calculate →🔜 Coming Soon
Commercial Property Calculator
Yield, NOI, LTV and debt service coverage for commercial investments.
Coming soonBRRRR Calculator
Buy, Rehab, Rent, Refinance, Repeat — complete deal analyser for property investors.
Coming soonRemortgage Calculator
Is it worth switching? Monthly saving, ERC break-even point and net saving over the new deal period.
Calculate →Browse by Country
All calculators adapt to local rules, rates and tax laws for each country.
United Kingdom
SDLT, LBTT, LTT, Section 24, stamp duty, Help to Buy and UK-specific mortgage rules.
UK Tools →United States
DTI ratios, FHA loans, conventional mortgages, property tax and US investment analysis.
US Tools →Canada
OSFI stress test, CMHC insurance, land transfer tax and Canadian mortgage rules.
Canada Tools →Australia
LVR, LMI, stamp duty by state, negative gearing and Australian borrowing power.
Australia Tools →