About PropertyCalcHub
Free, accurate, professional-grade property calculators for everyone — no sign-up, no paywalls, no nonsense.
Our Mission
Property decisions are among the most significant financial decisions most people make. Yet too many buyers, landlords and investors make them without the right tools — either because professional calculators are paywalled, overly complex, or just don't exist for their country.
PropertyCalcHub was built to fix that. We provide the same quality of analysis previously locked behind expensive software subscriptions — completely free, for everyone.
Our Calculators
| Calculator | What It Does | Countries |
|---|---|---|
| Stamp Duty | SDLT, LBTT, LTT with all buyer types | 🇬🇧 UK |
| Affordability | Max borrowing by country rules | 🇬🇧🇺🇸🇨🇦🇦🇺 |
| Mortgage Repayment | Monthly payment, interest, amortisation | 🇬🇧🇺🇸🇨🇦🇦🇺 |
| Buy-to-Let ROI | Yield, cash flow, Section 24, projection | 🇬🇧 UK |
| Rental Yield | Gross & net yield, city benchmarks | 🇬🇧 UK |
| Rent vs Buy | Break-even, 25-year wealth comparison | 🇬🇧 UK |
| Cap Rate | NOI, cap rate, implied value | 🇬🇧🇺🇸🇨🇦🇦🇺 |
Data Sources & Methodology
All calculations use publicly available data from authoritative government and regulatory sources:
- UK stamp duty (SDLT): HMRC — GOV.UK
- Scotland LBTT: Revenue Scotland
- Wales LTT: Welsh Revenue Authority
- UK mortgage rules: Financial Conduct Authority (FCA)
- Canadian stress test: OSFI (Office of the Superintendent of Financial Institutions)
- Canadian mortgage insurance: CMHC
- US lending rules: CFPB, Fannie Mae, FHA guidelines
- Australian lending: APRA prudential standards
- UK rental data: ONS, Zoopla Rental Market Report, Rightmove
- UK house prices: ONS House Price Index
PropertyCalcHub provides calculators and information for educational purposes only. Results are estimates based on the inputs you provide and publicly available rates. They do not constitute financial, tax, legal or investment advice. Always consult qualified professionals — a mortgage broker, financial adviser, solicitor and accountant — before making property decisions. Rates, tax rules and regulations change frequently; always verify current figures with official sources.
Contact
Found an error in one of our calculators? Have a suggestion for a new tool? We'd love to hear from you.
📧 Email: [email protected]
Privacy
PropertyCalcHub does not collect, store or sell any personal data. All calculations happen locally in your browser — we never see the numbers you enter. We use Google Analytics (GA4) for anonymous traffic statistics only. We do not use cookies beyond what is strictly necessary for site functionality.
PropertyCalcHub is an independent information website. We are not affiliated with HMRC, the FCA, OSFI, CMHC, APRA or any government body. Last updated: May 2026.