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Stamp Duty Calculator UK 2026

Free, instant SDLT, LBTT and LTT calculations for England, Scotland and Wales. Includes first-time buyer relief, buy-to-let surcharge and non-resident rates. Updated for April 2025 threshold changes.

📅 Updated April 2025 ✅ HMRC verified rates 🔒 No data stored
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If yes and buying BTL/second home, the surcharge may be refundable

📊 Current Rates — England & NI (SDLT)
📋 Your Stamp Duty
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Enter a property price above to calculate your stamp duty.

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💡 What Next?

Now you know your stamp duty, use our other calculators to plan your full purchase:

UK Stamp Duty Rates 2025/26 — Complete Guide

Stamp Duty Land Tax (SDLT) is one of the biggest upfront costs of buying property in England and Northern Ireland. Understanding exactly how much you'll pay before you make an offer can save you from nasty surprises.

April 2025 Changes

The temporary higher thresholds introduced in September 2022 ended on 1 April 2025. The standard residential nil-rate threshold reverted from £250,000 back to £125,000, and first-time buyer relief reduced from £425,000 back to £300,000.

What changed on 1 April 2025:
  • Standard nil-rate: £250,000 → £125,000
  • First-time buyer nil-rate: £425,000 → £300,000
  • First-time buyer upper limit: £625,000 → £500,000
  • BTL surcharge: raised from 3% to 5% (October 2024 Budget)

Buy-to-Let Stamp Duty Surcharge

From 31 October 2024, the additional stamp duty surcharge on buy-to-let properties and second homes in England increased from 3% to 5%. This applies to all bands, meaning a £300,000 BTL purchase now attracts significantly more SDLT than before. Scotland's Additional Dwelling Supplement (ADS) is 8%.

Frequently Asked Questions

What is stamp duty? +
Stamp Duty Land Tax (SDLT) is a tax paid when you buy a property in England or Northern Ireland. Scotland has Land and Buildings Transaction Tax (LBTT) and Wales has Land Transaction Tax (LTT). The amount depends on the purchase price, buyer type, and property use.
When did stamp duty rates last change? +
The temporary higher nil-rate thresholds that were in place since September 2022 reverted on 1 April 2025. First-time buyer relief now applies up to £300,000 (previously £425,000). Home movers now pay 0% up to £125,000 (previously £250,000).
How much is the buy-to-let stamp duty surcharge? +
An additional 5% surcharge applies to all buy-to-let and second homes in England and Northern Ireland (raised from 3% in the October 2024 Budget). This applies on top of the standard SDLT rates. Scotland's ADS is 8%.
Do first-time buyers pay stamp duty? +
First-time buyers in England pay 0% up to £300,000, and 5% on the portion between £300,001 and £500,000. For properties over £500,000, standard rates apply with no relief. In Scotland, first-time buyers can claim a relief up to £175,000.
When do you pay stamp duty? +
You must pay SDLT within 14 days of completing your property purchase. Your solicitor or conveyancer usually handles the filing and payment on your behalf.

⚠️ This calculator is for informational purposes only. Always verify stamp duty figures with your solicitor or HMRC before completing a purchase. Rates last updated April 2025.