🇦🇺 Australian Stamp Duty 2026
Stamp duty rates by state — NSW, VIC, QLD, WA, SA and more. First home buyer concessions, investor rates and worked examples.
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Borrowing Power Calculator →Stamp Duty by Australian State (2026)
Stamp duty (formally Transfer Duty) in Australia is set by each state and territory — rates vary significantly. All figures below are for standard owner-occupier purchases. First home buyer concessions further reduce or eliminate duty in many states.
| State | On A$500k | On A$750k | On A$1m | FHB Concession? |
|---|---|---|---|---|
| NSW | ~A$17,990 | ~A$29,990 | ~A$40,490 | ✅ Up to A$800k |
| VIC | ~A$25,070 | ~A$40,070 | ~A$55,000 | ✅ Up to A$600k |
| QLD | ~A$8,750 | ~A$20,250 | ~A$30,750 | ✅ Up to A$700k |
| WA | ~A$17,765 | ~A$28,453 | ~A$39,141 | ✅ Up to A$430k |
| SA | ~A$21,330 | ~A$34,830 | ~A$48,830 | ✅ Some relief |
| ACT | ~A$12,800 | ~A$23,800 | ~A$34,800 | ✅ Phasing out duty |
Figures are approximate. State duty calculators on each state revenue office website give exact amounts.
Key Points
- QLD has the lowest rates — a major reason for interstate migration to Brisbane
- ACT is phasing out stamp duty — replacing with an annual land tax
- Foreign buyers pay surcharges of 7–8% on top of standard duty (varies by state)
- Investment properties generally pay full standard rates (no concessions)
⚠️ Always verify stamp duty with your state revenue office or solicitor before completing a purchase.