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    <!-- Core pages -->
    <url>
        <loc>https://propertycalchub.com/</loc>
        <lastmod>2026-05-06</lastmod>
        <changefreq>weekly</changefreq>
        <priority>1.0</priority>
    </url>
    <url>
        <loc>https://propertycalchub.com/tools/</loc>
        <lastmod>2026-05-06</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.9</priority>
    </url>

    <!-- Country hubs -->
    <url>
        <loc>https://propertycalchub.com/uk/</loc>
        <lastmod>2026-05-06</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
    </url>
    <url>
        <loc>https://propertycalchub.com/us/</loc>
        <lastmod>2026-05-06</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
    </url>
    <url>
        <loc>https://propertycalchub.com/canada/</loc>
        <lastmod>2026-05-06</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
    </url>
    <url>
        <loc>https://propertycalchub.com/australia/</loc>
        <lastmod>2026-05-06</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
    </url>

    <!-- Calculators -->
    <url>
        <loc>https://propertycalchub.com/tools/stamp-duty-calculator/</loc>
        <lastmod>2026-05-06</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.95</priority>
    </url>
    <url>
        <loc>https://propertycalchub.com/tools/affordability-calculator/</loc>
        <lastmod>2026-05-06</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.90</priority>
    </url>
    <url>
        <loc>https://propertycalchub.com/tools/buy-to-let-calculator/</loc>
        <lastmod>2026-05-06</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.90</priority>
    </url>
    <url>
        <loc>https://propertycalchub.com/tools/rental-yield-calculator/</loc>
        <lastmod>2026-05-06</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.85</priority>
    </url>
    <url>
        <loc>https://propertycalchub.com/tools/mortgage-repayment-calculator/</loc>
        <lastmod>2026-05-06</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.85</priority>
    </url>
    <url>
        <loc>https://propertycalchub.com/tools/rent-vs-buy-calculator/</loc>
        <lastmod>2026-05-06</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.85</priority>
    </url>
    <url>
        <loc>https://propertycalchub.com/tools/cap-rate-calculator/</loc>
        <lastmod>2026-05-06</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.80</priority>
    </url>

    <!-- About -->
    <url>
        <loc>https://propertycalchub.com/about/</loc>
        <lastmod>2026-05-06</lastmod>
        <changefreq>yearly</changefreq>
        <priority>0.5</priority>
    </url>

</urlset>
